Finance franchises

Mod Financial Franchise — Costs & How to Buy

Initial investment
Franchise fee
Royalty
Units open
Headquarters
California

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About Mod Financial

Mod Financial is a finance franchise opportunity headquartered in California. Compare Mod Financial alongside other finance franchise opportunities to evaluate unit economics, ramp curves, and territory availability before requesting a Franchise Disclosure Document.

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Mod Financial franchise — frequently asked questions

How much does it cost to open a Mod Financial franchise?+

Total initial investment for a Mod Financial franchise typically ranges from $0 to $0, including the franchise fee, build-out, equipment, initial inventory, and working capital for the first three months of operations.

What ongoing fees does Mod Financial charge?+

Franchisees pay an ongoing royalty calculated as a percentage of gross revenue, plus a brand development fund contribution. Specific percentages and minimums are disclosed in Item 6 of the Franchise Disclosure Document.

Do I need industry experience to own a Mod Financial franchise?+

No prior industry experience is required. Mod Financial provides initial training, an operations manual, and ongoing field support. Successful candidates typically bring management experience, leadership skills, and a willingness to follow the system.

How long does it take to open a Mod Financial location?+

From signed franchise agreement to grand opening, most Mod Financial franchisees open within 6 to 12 months. Timeline depends on real estate selection, permitting, build-out, and training completion.

Is financing available for Mod Financial franchisees?+

Mod Financial is registered with the SBA Franchise Directory, which streamlines SBA 7(a) loan approval. Most franchisees finance 60–80% of the initial investment through a combination of SBA loans, equipment financing, and personal capital.